Understanding Your Commercial Insurance Needs

Roxsure Insurance Brokers has a dedicated arm that specializes in the commercial arena. Our authority to settle claims from various insurers combined with good practices developed over the years and personal touch gives us a unique approach to your business.

General commercial insurance

In this category we address the needs of small to medium-size businesses as well as larger businesses through comprehensive packages that provide a fully integrated portfolio on commercial activities.

Whether a hairdresser, accountancy firm or running an agency from home as an SMME appropriate insurance could mean the difference between closing your doors and surviving when confronted with an unexpected difficulty such as fire, theft, personal accident or public liability.

Roxsure Insurance Brokers will assist you by assessing the risk, undertaking an asset survey, or by making a risk and fire analysis to ensure you have the right insurance and that there is no loophole for the company not to pay out in the event of a claim. We also advise you on how to meet the requirements such as alarm or fire protection installation and offer a list of service providers in the event that these requirements are necessary.

Many people do not realise that home insurance does not cover assets used for business in that home. Your home office needs separate protection and we are able to bridge that gap for you by linking a small commercial policy to your home policy so that the items you use to make a living from such as electronic equipment to furniture are protected.

Specialised insurance

Roxsure Insurance Brokers also concentrate in specialised areas such as the hospitality industry providing the insurance needs of restaurants, B&Bs hotels, boutique hotels and guest houses. The company has drawn attention to the fact that this industry is gearing up for the World Soccer Cup in 2010 including thousands of people having recently established B&Bs. Many of them are relying on home policies for protection but when something goes wrong they will have no cover.

Roxsure with the knowledge and experience necessary for assessing and providing the correct cover points out that saving a few rands on premiums could result of facing a R10-million bill if an overseas visitor is injured.

The company understands the essential requirement of securing a business having build up Roxsure up from the ground. The best recommendation we could have comes from our satisfied clients - many of them having been with us for the past 25 years.

The personal touch is our priority in ensuring you benefit as our valued client. Roxsure has allocated company consultants to meet with you at your convenience - day or night - to answer any enquiries you may have in regards to your short-term insurance.

Please email us your contact details, and time of when it would be suitable. A consultant will then arrange to either discuss your enquiry or set up an appointment.