All Wheel Drive owners in Southern Africa are now able to access insurance tailormade for their special vehicles that could result in many of them reducing premiums while retaining the same cover.

Subaru Southern Africa, the motor company specialising in AWD has endorsed the new All Wheel Drive Insure cover which has been developed by Roxsure Insurance Brokers to address the specific demands of AWD technology. Company executive, Jason Grove says that up to now All Wheel Drive has been largely ignored by the industry as a special category and is generally lumped together with 4x4s by both insurance and motor related businesses. “Eighteen months of research has show that not only are Subarus and other AWD vehicles safer than their 4x4 counterparts, they are not subject to the same level of targeting when it comes to theft and hijacking,” he points out. “In addition, this research shows the majority of Subaru owners profiled were found to be safe, responsible drivers. 

 The launch to Subaru owners highlights the benefits of the cover which is applicable to all All Wheel Drive vehicles.” Roxsure’s All Wheel Drive Insure guarantees 15 percent reduction on an owner’s insurance on Tribecas, Foresters, Outbacks and Legacys, provided they have a three-year no claim bonus. The premiums are guaranteed for a year and will only change if an owner claims by a maximum of 10 percent per incident.

Grove says that the real cost of vehicle insurance is escalating due to a number of factors such as hijacking, theft and deteriorating road conditions. “The lack of legislation requiring everyone to have Third Party insurance is also adding to the cost of cover. A shotgun approach by many short term insurers to attract business with reduced premiums spells future difficulties for both the industry and claimants alike with the latter finding they will have to struggle to get claims through.

The All Wheel Drive Insure was launched by Roxsure Insurance Brokers at Hollard headquarters in Johannesburg recently. Subaru Bryanston took the opportunity of offering test drives. Roxsure executive Jason Grove says the response to the new offer to Subaru owners has been excellent. “In developing a policy for Subaru owners however, we have been able to offer highly competitive rates both because of the vehicle’s additional technology, the reputation of the owners in this niche market, and the fact that our 25 years experience in the industry has enabled us to meet our clients’ needs to the extent that many have been with us for most of that time.

One of first new clients signed up for the All Wheel Drive Insure policy is former Subaru SA managing director, Teresita van Gaalen who continues to remain loyal to the brand. She says that after a thorough investigation she found the Roxsure All Wheel Drive policy most suited to her needs. “I have combined it with my personal and commercial requirements as a business consultant and still came out on top with a reduced premium based on the same cover I had previously. “There are also many women out there today who are driving SUVs who would welcome some premium relief, especially if they fall into the category of ‘soccer moms’,” she concludes.

Entrepreneur and businessman, Brian Dick says that while he only runs one Subaru in his fleet, he moved from his traditional insurance supplier not only because of being able to reduce his premiums by 60 percent but also the personal and professional approach. “I had to take into consideration two businesses, three vehicles and my personal cover. This approach to Subaru has been a long time in coming and it is about time banks and insurance companies saw the vehicle for what it really is... safe, secure resulting in lowcost ownership.

Grove says members at Roxsure Insurance Brokers have undergone extensive training on the Subaru product range allowing my team to understand the full dynamics and intricacies involved with the vehicles. “We have three main areas of operation. These are personal cover for physical assets, accidents and liabilities; commercial, general and specialised coverage on buildings and assets of business, electronic equipment and liabilities. The third is lifestyle. In understanding a client’s lifestyle needs Roxsure Add-On Lifestyle cover offers protection for items and equipment essential to enjoying sports and recreational activities from hang-gliding and climbing to cycling and diving, to name a few.

For further information contact us.